In the past, dental insurance didn’t seem like a necessity, but that is changing. Dental insurance helps pay for some of the costs of dental care. Don’t ignore the importance of dental insurance or visiting the dentist to keep your teeth healthy.
You Have Children
If you have children, you definitely need dental insurance. Taking care of teeth early is extremely important, and with laws to protect children, you can even get in trouble if your child has excessive cavities. Insurance provides a means to pay for those routine visits and fillings. In addition, there are many treatments for kids that help protect their teeth, such as sealants and fluoride treatments.
Preventative Care
Preventative care is the most important aspect of dental health. With proper preventative care, you usually avoid more serious problems, such as cavities, infections and missing teeth. Most dental plans cover preventative care at 100 percent, and they are usually not subject to the deductible. With insurance, you are more likely to actually go in for routine exams and cleanings, which play a major role in good oral hygiene and avoiding cavities.
Dental Costs
Dental costs can become expensive. One cavity might only cost you $100 or $200 if you don’t have insurance, but that’s money that could go toward something fun. If you have a more serious problem, such as an infected tooth or a tooth that needs a crown, you end up paying thousands of dollars out of pocket without insurance. Having dental insurance may cover 80 or 50 percent of those costs, saving you hundreds or even thousands of dollars.
Cosmetic Services
Let’s face it: the appearance of your teeth matter. Having a beautiful, white smile is becoming increasingly important. While dental insurance won’t pay for an entire mouth restoration, it can help cover some cosmetic costs, such as an implant for a missing tooth or a porcelain crown. Having dental insurance can make the difference between getting a mental bridge or a porcelain implant that looks and works like your real tooth.
Overall Health
According to Ira J Moin DDS, good dental health isn’t just about nice teeth or a healthy smile. Poor dental care can affect your overall health, leading to cardiovascular disease, dementia, respiratory infections and even diabetic complications. Having dental insurance means you can have routine dental care on a regular basis, keeping your teeth and your body healthy.
Dental insurance is important for helping to pay for the costs of dental procedures. You never know when you might suddenly develop a cavity or lose a tooth, even if you practice good oral hygiene. In addition, having dental insurance allows you to go to the dentist for routine exams and cleanings, ensuring your mouth and body stay healthy.