What Caregivers Should Know After a Loved One Suffers a Major Accident
Unfortunately, bad things sometimes happen to loved ones. If someone close to you was involved in a tragic accident, you may be left with the responsibility of becoming their caregiver. If that’s the case, there are certain things you should know.
1. Emergency Medical Care Is Required Immediately
Directly after an accident that causes a serious injury, it’s important to get that person to an emergency room immediately. If there’s any question about how serious the injury is, you should call an ambulance.
2. Insurance Providers Need to Be Dealt With
If your loved one is not in the condition to contact his or her insurance providers, you will have to do it for them. Become knowledgeable on what those policies are supposed to pay for. Sometimes insurance companies try to get away with paying for as little as possible. Do not let that happen. This should include health insurance as well as any other policy related to the accident such as car insurance.
3. You Should Hire a Personal Injury Lawyer
Chances are the accident that harmed your loved one was caused by another party’s negligence. Make sure to contact a personal injury lawyer right away. While insurance may pay for certain things, it will not pay for everything. A serious injury can cause a disability that may seriously inhibit a person’s quality of life. An insurance company will not reimburse a person for that. You have to use the legal system (Source: Kenneth Cristall Law Corporation).
4. You Will Need to Help Manage their Medical Treatment
After the initial surgery to immediately address the injuries, your loved one will probably require continual medical care and treatment. Depending on the nature of the injury, this treatment may continue for the rest of their life. If they are now disabled, they will need your assistance.
Part of your job as a caregiver is to help your loved one properly manage their medical needs. This may mean driving them to doctor appointments and therapy sessions. It may even mean providing some of the therapy and treatment yourself.
5. You Will Need to Help Manage their Finances
If your loved one’s disabilities stemming from the accident are severe enough, you may be given the power of attorney. This is a powerful position that requires serious responsibility. Use it to make sure your loved one’s finances are managed in a way that benefits them the most.
Overall, tragic accidents do sometimes happen to good people. If you are left in the position of caregiver, do everything in your power to make sure their life is as comfortable as possible.
*Our content is not intended to provide medical advice or diagnosis of individual problems or circumstances, nor should it be implied that we are a substitute for professional medical advice. Users / readers are always advised to consult their Healthcare Professional prior to starting any new remedy, therapy or treatment. Your Wellness Group accepts no liability in the event you, a user of n-gage and a reader of this article, suffers a loss as a result of reliance upon or inappropriate application of the information.
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