Browsing Tag

debt

Is Debt a Necessary Part of Modern Life?

Whether it’s a loan for a new car or a store card for your favourite clothes shop, it’s never been so easy to obtain goods or services now and pay later. And for some people, this means falling into an endless cycle of debt. But in today’s…

What is your debt to income ratio?

The famous saying by Charles Dickens’s character, Mr Micawber, is as true today as when first published in 1850. Your financial wellness involves an intricate balancing act between the amount of money coming in and the amount going out. A…